Travel insurance coverage for pre-existing medical conditions

Travel Insurance

Pre-Existing Medical Conditions

A pre-existing medical condition is defined by most insurers as being an illness or injury that you were seeking or receiving treatment for or had symptoms of in the past 6-24 months.

If your medical condition is serious, the insurer may request an assessment of your condition before deciding if they will provide cover for it. Some insurers will provide cover for certain pre-existing medical conditions at no extra cost, while others, depending on the condition, may request an additional premium be paid.

Use the table below to find out which insurers will provide cover for some common medical conditions.

Disclaimer: Information on this page is subject to change without notice. Some conditions mentioned above are available for an additional fee only. In addition, not all policies are the same and insurers may provide different cover under different circumstances. As such, PLEASE CONFIRM ALL POLICY DETAILS (including but not limited to: your information that has been submitted, policy features, benefits, coverage, terms and conditions and price) PRIOR TO YOUR PURCHASE!

(1) All information on Artog is of a general nature only and does not take into account your individual circumstances. (2) Artog does not hold an ASFL and does not give advice. All views expressed should be considered general comments that reflect the views of the operators of the Artog site only and should not be considered to be advice. (3) The Artog service provides general travel information and a price comparison only. No features or benefits have been compared and the results of this service are not a recommendation or endorsement of any particular product. (4) Artog is not an insurer, and does not act on behalf of any insurers. (5) The Artog comparison does not compare all available travel insurers. (6) In some instances, Artog may earn a referral fee/commission of up to 20% from an insurer if you purchase a policy as a result of using our service; this does not impact the price you pay. (7) Artog has used its best endeavours to ensure the accuracy of this information. (8) Not all policies are the same and insurers may provide different cover under different circumstances. As such, PLEASE CONFIRM ALL POLICY DETAILS with the insurer (including but not limited to: your information that has been submitted, policy features, benefits, coverage, terms and conditions) PRIOR TO YOUR PURCHASE!