Travel insurance coverage for pre-existing medical conditions

Travel Insurance

Pre-Existing Medical Conditions

If you are travelling and have a pre-existing medical condition, you may want to find an insurer who will cover any claims which may arise from your condition while you're overseas.

A pre-existing medical condition is defined by most insurers as being an illness or injury that you were seeking or receiving treatment for or had symptoms of in the past 6-24 months.

If your medical condition is serious, the insurer may request an assessment of your condition before deciding if they will provide cover for it. Some insurers will provide cover for certain pre-existing medical conditions at no extra cost, while others, depending on the condition, may request an additional premium be paid.

Use the table below to find out which insurers will provide cover for some common medical conditions.

Click the table to view in PDF format

Information on this page is subject to change without notice. Some items mentioned above are available for an additional fee only

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