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General Details |
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Institution | Victoria Teachers Credit Union |
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Contact Number | 1300 654 822 |
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Product Name | First Saver Account |
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Product Details |
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Account Type | Online |
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Usage | Personal |
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Main Account Access | Online |
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Other Account Access | Internet, Phone, Statement |
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Minimum Open | 0 |
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Minimum Balance | 0 |
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Interest Calculated | Daily |
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Interest Paid | Quarterly |
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Cheque Clearance | 15 |
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Product Details |
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Rate < $1,000 | 5.5 |
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Rate > $1,000 | 5.5 |
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Rate > $2,000 | 7 |
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Rate > $5,000 | 7 |
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Rate > $10,000 | 7 |
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Rate > $20,000 | 7 |
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Rate > $50,000 | 7 |
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Rate > $100,000 | 7 |
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Rate > $250,000 | 7 |
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Rate > $500,000 | 7 |
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Bonus Interest | - |
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Bonus Interest Notes | - |
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Features |
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Is Step Account | No |
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Daily ATM Withdrawal Limit | - |
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Free Electronic Trans Per Month | Unlimited |
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Free Over the Counter Trans Per Month | n/a |
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Is Fee Rebate | No |
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Rebate Calculation | - |
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O/Seas ATM Facilities | - |
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Cheque Deposit | Yes |
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Cheque Withdrawal | No |
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Direct Credit | No |
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Direct Debit | No |
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BPay | Yes |
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Fees |
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Fee Per Month | - |
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Fee Frequency | n/a |
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Fee Free Balance | - |
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Over the Counter Deposit Fee | - |
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Over the Counter Withdrawal Fee | - |
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Staff Assisted Withdrawal Fee | - |
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ATM Fee | - |
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ATM Balance Fee | - |
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ATM Foreign Fee | - |
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O/Seas ATM Balance Fee | - |
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O/Seas ATM Withdrawal Fee | - |
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O/Seas EFTPOS Fee | - |
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EFTPOS Fee | - |
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EFTPOS Fee (Other Bank) | - |
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Phone Fee | - |
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Electronic Transfer Fee | - |
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Cheque Fee | - |
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Internet Fee | - |
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Cash Fee | - |
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O/Seas Emergency Replace Card Fee | - |
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Debit Card Replace Fee | - |
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Cheque Dishonour Fee | - |
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Debit Item Dishonour Fee | - |
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Availability |
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NSW | Yes |
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ACT | Yes |
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QLD | Yes |
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VIC | Yes |
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TAS | Yes |
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SA | Yes |
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WA | Yes |
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NT | Yes |
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Comments |
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Comments | No account keeping fees. Funds available at call.Interest paid on full balance.No limit on number of withdrawals.Cheque Fees: - A $12.00 fee applies if a cheque deposited into an account is dishonoured.- A request for 'Special Clearance' on a cheque may be made at the time of deposit for a fee of $15.00. Funds will be available upon confirmation by the drawer's bank that the cheque has been cleared (usually 1 - 2 days). |
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