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Not all lenders' products are available through our broker network. However, our brokers can assist you in comparing various products and features.
General Details
InstitutionVision Equity Living
Product NameVision Lifestyle plan fixed for life
Loan Conditions
Is there a guarantee of 'No Negative Equity'Yes
Legal Advice RequiredYes
Lending in all AreasYes
Age 60
Min. Loan-To-Valuation ratio (LVR)0
Max. Loan-To-Valuation ratio (LVR)15
Min Loan Amount10000
Max Loan Amount4000000
Age 65
Min. Loan-To-Valuation ratio (LVR)0
Max. Loan-To-Valuation ratio (LVR)20
Min Loan Amount10000
Max Loan Amount4000000
Age 70
Min. Loan-To-Valuation ratio (LVR)0
Max. Loan-To-Valuation ratio (LVR)25
Min Loan Amount10000
Max Loan Amount4000000
Age 80
Min. Loan-To-Valuation ratio (LVR)0
Max. Loan-To-Valuation ratio (LVR)35
Min Loan Amount10000
Max Loan Amount4000000
Interest Rates
Rates AvailableFixed for life of loan
Variable Rate9.75
1 Yr Fixed9.75
2 Yr Fixed-
3 Yr Fixed-
4 Yr Fixed-
5 Yr Fixed-
Fees
Total Setup Fees1000
Ongoing/Annual Fee0
Discharge Fee250
Early Termination/Deferred Establishment Fee2% years 1 and 2, 1% year 3,4 and 5 Only applied to voluntary repayments
Features
Partial Repayments AllowedNo
Repayment Notes-
Drawdown - Lump Sum or Regular PaymentsLump Sum or Flexible
Further AdvancesYes
Revaluation RequiredYes
Revaluation Frequency (yrs)5
Revaluation Fee0
PortabilityYes
Limit to Equity Reduction10% re annum can be repaid with no break cost
Avaliablility
NSWYes
ACTNo
QLDNo
VICNo
TASNo
SANo
WANo
NTNo

All information on this website is of a general nature and does not take into account your individual circumstances. Artog does not give financial advice for advice that takes your circumstances into account please consult a qualified financial advisor.
#Where actual testimonial savings or potential savings are mentioned, these are specific to the circumstances in question and may have been achieved with specific Artog partner offers. These may not apply to your situation.

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