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General Details
InstitutionSt. George Bank
Product NameSenior Access Home Loan
Loan Conditions
Is there a guarantee of 'No Negative Equity'Yes
Legal Advice RequiredYes
Lending in all AreasNo
Age 60
Min. Loan-To-Valuation ratio (LVR)0
Max. Loan-To-Valuation ratio (LVR)0
Min Loan Amount-
Max Loan Amount-
Age 65
Min. Loan-To-Valuation ratio (LVR)0
Max. Loan-To-Valuation ratio (LVR)15
Min Loan Amount10000
Max Loan Amount150000
Age 70
Min. Loan-To-Valuation ratio (LVR)0
Max. Loan-To-Valuation ratio (LVR)20
Min Loan Amount10000
Max Loan Amount200000
Age 80
Min. Loan-To-Valuation ratio (LVR)0
Max. Loan-To-Valuation ratio (LVR)25
Min Loan Amount10000
Max Loan Amount250000
Interest Rates
Rates AvailableVariable
Variable Rate10.67
1 Yr Fixed-
2 Yr Fixed-
3 Yr Fixed-
4 Yr Fixed-
5 Yr Fixed-
Fees
Total Setup Fees850
Ongoing/Annual Fee120
Discharge Fee350
Early Termination/Deferred Establishment FeeNo early termination fee applicable
Features
Partial Repayments AllowedYes
Repayment NotesYes - no extra cost
Drawdown - Lump Sum or Regular PaymentsLump Sum
Further AdvancesYes
Revaluation RequiredYes
Revaluation Frequency (yrs)5
Revaluation Fee184.5
PortabilityYes
Limit to Equity ReductionNo (Non recourse loan)
Avaliablility
NSWYes
ACTYes
QLDYes
VICYes
TASYes
SANo
WAYes
NTNo

All information on this website is of a general nature and does not take into account your individual circumstances. Artog does not give financial advice for advice that takes your circumstances into account please consult a qualified financial advisor.
#Where actual testimonial savings or potential savings are mentioned, these are specific to the circumstances in question and may have been achieved with specific Artog partner offers. These may not apply to your situation.

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