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Not all lenders' products are available through our broker network. However, our brokers can assist you in comparing various products and features.
General Details
InstitutionMariner Financial Limited
Product NameMariner Equity Access FFS 100+
Loan Conditions
Is there a guarantee of 'No Negative Equity'Yes
Legal Advice RequiredYes
Lending in all AreasYes
Age 60
Min. Loan-To-Valuation ratio (LVR)0
Max. Loan-To-Valuation ratio (LVR)15
Min Loan Amount10000
Max Loan Amount-
Age 65
Min. Loan-To-Valuation ratio (LVR)0
Max. Loan-To-Valuation ratio (LVR)20
Min Loan Amount10000
Max Loan Amount-
Age 70
Min. Loan-To-Valuation ratio (LVR)0
Max. Loan-To-Valuation ratio (LVR)25
Min Loan Amount10000
Max Loan Amount-
Age 80
Min. Loan-To-Valuation ratio (LVR)0
Max. Loan-To-Valuation ratio (LVR)35
Min Loan Amount10000
Max Loan Amount-
Interest Rates
Rates AvailableVariable
Variable Rate10.05
1 Yr Fixed10.35
2 Yr Fixed10.35
3 Yr Fixed10.35
4 Yr Fixed10.35
5 Yr Fixed10.25
Fees
Total Setup Fees650
Ongoing/Annual Fee0
Discharge Fee250
Early Termination/Deferred Establishment FeeMariner has a Early term fee active in the first 5 years of 2%in yrs 1-2; 1% yrs 3,4,5 . Unless Mariner is informed prior to taking out the loan.Fixed rate terms available for 10yr,15yr,20yr and Lifetime
Features
Partial Repayments AllowedYes
Repayment NotesB-pay or cheque
Drawdown - Lump Sum or Regular PaymentsAll
Further AdvancesYes
Revaluation RequiredYes
Revaluation Frequency (yrs)5
Revaluation Fee-
PortabilityYes
Limit to Equity Reductionyou can protect up to 25% of the sale value of your property
Avaliablility
NSWYes
ACTYes
QLDYes
VICYes
TASYes
SAYes
WAYes
NTYes

All information on this website is of a general nature and does not take into account your individual circumstances. Artog does not give financial advice for advice that takes your circumstances into account please consult a qualified financial advisor.
#Where actual testimonial savings or potential savings are mentioned, these are specific to the circumstances in question and may have been achieved with specific Artog partner offers. These may not apply to your situation.

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