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Not all lenders' products are available through our broker network. However, our brokers can assist you in comparing various products and features.
General Details
Institution
Police and Nurses Credit Society
Product Name
Easy Living Access Loan
Loan Conditions
Is there a guarantee of 'No Negative Equity'
Yes
Legal Advice Required
Yes
Lending in all Areas
No
Age 60
Min. Loan-To-Valuation ratio (LVR)
-
Max. Loan-To-Valuation ratio (LVR)
15
Min Loan Amount
10000
Max Loan Amount
300000
Age 65
Min. Loan-To-Valuation ratio (LVR)
-
Max. Loan-To-Valuation ratio (LVR)
20
Min Loan Amount
10000
Max Loan Amount
300000
Age 70
Min. Loan-To-Valuation ratio (LVR)
-
Max. Loan-To-Valuation ratio (LVR)
25
Min Loan Amount
10000
Max Loan Amount
300000
Age 80
Min. Loan-To-Valuation ratio (LVR)
-
Max. Loan-To-Valuation ratio (LVR)
35
Min Loan Amount
10000
Max Loan Amount
300000
Interest Rates
Rates Available
Variable
Variable Rate
10
1 Yr Fixed
-
2 Yr Fixed
-
3 Yr Fixed
-
4 Yr Fixed
-
5 Yr Fixed
-
Fees
Total Setup Fees
850
Ongoing/Annual Fee
80
Discharge Fee
-
Early Termination/Deferred Establishment Fee
-
Features
Partial Repayments Allowed
No
Repayment Notes
Not required
Drawdown - Lump Sum or Regular Payments
Lump Sum
Further Advances
No
Revaluation Required
Yes
Revaluation Frequency (yrs)
0
Revaluation Fee
50
Portability
No
Limit to Equity Reduction
-
Avaliablility
NSW
Yes
ACT
Yes
QLD
Yes
VIC
Yes
TAS
Yes
SA
Yes
WA
Yes
NT
Yes
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