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Not all lenders' products are available through our broker network. However, our brokers can assist you in comparing various products and features.
General Details
Institution
St. George Bank
Product Name
Variable Loan
Loan Details
Loan Type
Variable
Security Type
ResidentialProperty
Availability
Both
Repayment Type
Both
Max Loan to Value Ratio
80
Max Loan to Value Ratio with
Mortgage Insurance
95
Min. Income Requirement - Single
-
Min. Income Requirement - Joint
-
Min Loan Amount
10000
Max Loan Amount
10000000
Min Loan Term
1
Max Loan Term
30
Interest Rates
Rate
6.89
Intro Term (Mths)
-
Intro Loan Type
-
1 Yr Fixed
0
2 Yr Fixed
0
3 Yr Fixed
0
4 Yr Fixed
0
5 Yr Fixed
0
7 Yr Fixed
0
10 Yr Fixed
0
Interest Rate Notes
Interest rate discounts available if customer chooses to have an Advantage Home Loan Package
Comparison Rates
Rate
7.05
1 Yr Fixed
0
2 Yr Fixed
0
3 Yr Fixed
0
4 Yr Fixed
0
5 Yr Fixed
0
7 Yr Fixed
0
10 Yr Fixed
0
Fees
Application Fee
600
Reductions to Application Fee
no
Legal Fee
0
Valuation Fee
0
Settlement Fee
100
Service Fee
10/mth
Exit Fee
350
Early Termination Fee
n/a
Switching Fee - To Basic
-
Switching Fee - To Intro
-
Switching Fee - To Variable
-
Switching Fee - To Fixed
-
Switching Fee - To Split
-
Switching Fee - To Equity
-
Fees General
If Advantage Package chosen, the following fees do not apply:- application fee- monthly administration fee- increase fee- switch feeAn annual fee of $375 applies to Advantage Home Loan package
Fixed Loan Break Costs
-
Repayments
Weekly Repayments Option
Yes
Fortnightly Repayments Option
Yes
Monthly Repayments Option
Yes
Can Make Extra Repayments
Yes
Features - Redraw
Redraw Facility Avail
Yes
Min Redraw Amount
0
Max Redraw Amount
-
Fee per Redraw
10
Redraw Notice
-
Redraw Method
-
Redraw Comments
-
Features - Portability
Loan is Transferable
Yes
Transfer Fee
350
Features - Mortgage Offset
Mortgage Offset Avail
Yes
100% Offset
Yes
Mortgage Offset Rate
0
Features - Split Account
Can be Split
No
Max Num. Split Accounts
0
Separate Statements
No
Statement Frequency
0
Fixed Option
No
Fixed Fee
0
Discounts
Home Insurance Discount
Yes
Life Insurance Discount
Yes
Other Discounts
Yes
Other Discount Details
Discounts on credit cards, transaction accounts, term deposits, margin loans and financial planning
Attached Transaction Account
Transaction Account Avail
No
Credit Card Avail
No
Credit Card Type
V
Debit Card Avail
No
Debit Card Type
V
ATM Access
No
EFTPOS Access
No
Cheque Access
No
Phone Access
No
Internet Access
No
Giro Post Access
No
Other Access
No
ATM Fee
0
ATM Fee (Other Bank)
0
O/S ATM Fee - Balance
0
O/S ATM Fee - Withdrawal
0
Transfer Fee
0
Transfer Fee (Other Bank)
0
Cheque Fee
0
Credit/Debit Card Fee
0
Phone Fee
0
Internet Fee
0
Other Fee
0
Unused Limit Fee
0
Bonus Features Fee
0
Number of Free Elec Transactions
0
Number of Free OTC Transactions
0
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