Artog your life and save!
|
About Us
|
Contact Us
Power and Gas
Credit Cards
Home Loans
Savings Accounts
Travel Insurance
Life Insurance
Marine Insurance
Pet Insurance
Sponsored message**
Not all lenders' products are available through our broker network. However, our brokers can assist you in comparing various products and features.
General Details
Institution
RAMS Home Loans
Product Name
Standard Variable
Loan Details
Loan Type
Variable
Security Type
ResidentialProperty
Availability
Both
Repayment Type
Both
Max Loan to Value Ratio
80
Max Loan to Value Ratio with
Mortgage Insurance
100
Min. Income Requirement - Single
neg.
Min. Income Requirement - Joint
neg.
Min Loan Amount
50000
Max Loan Amount
0
Min Loan Term
1
Max Loan Term
30
Interest Rates
Rate
6.69
Intro Term (Mths)
0
Intro Loan Type
-
1 Yr Fixed
0
2 Yr Fixed
0
3 Yr Fixed
0
4 Yr Fixed
0
5 Yr Fixed
0
7 Yr Fixed
0
10 Yr Fixed
0
Interest Rate Notes
-
Comparison Rates
Rate
6.76
1 Yr Fixed
0
2 Yr Fixed
0
3 Yr Fixed
0
4 Yr Fixed
0
5 Yr Fixed
0
7 Yr Fixed
0
10 Yr Fixed
0
Fees
Application Fee
395
Reductions to Application Fee
-
Legal Fee
0
Valuation Fee
200
Settlement Fee
250
Service Fee
0
Exit Fee
295
Early Termination Fee
1.0% of loan amount if discharged in first 3 years
Switching Fee - To Basic
-
Switching Fee - To Intro
-
Switching Fee - To Variable
-
Switching Fee - To Fixed
-
Switching Fee - To Split
-
Switching Fee - To Equity
-
Fees General
-
Fixed Loan Break Costs
-
Repayments
Weekly Repayments Option
Yes
Fortnightly Repayments Option
Yes
Monthly Repayments Option
Yes
Can Make Extra Repayments
Yes
Features - Redraw
Redraw Facility Avail
Yes
Min Redraw Amount
100
Max Redraw Amount
0
Fee per Redraw
0
Redraw Notice
2 days
Redraw Method
credit to nominated account
Redraw Comments
-
Features - Portability
Loan is Transferable
Yes
Transfer Fee
295
Features - Mortgage Offset
Mortgage Offset Avail
No
100% Offset
No
Mortgage Offset Rate
0
Features - Split Account
Can be Split
Yes
Max Num. Split Accounts
4
Separate Statements
Yes
Statement Frequency
2
Fixed Option
Yes
Fixed Fee
295
Discounts
Home Insurance Discount
No
Life Insurance Discount
No
Other Discounts
No
Other Discount Details
-
Attached Transaction Account
Transaction Account Avail
No
Credit Card Avail
No
Credit Card Type
V
Debit Card Avail
No
Debit Card Type
V
ATM Access
No
EFTPOS Access
No
Cheque Access
No
Phone Access
Yes
Internet Access
Yes
Giro Post Access
No
Other Access
No
ATM Fee
0
ATM Fee (Other Bank)
0
O/S ATM Fee - Balance
0
O/S ATM Fee - Withdrawal
0
Transfer Fee
0
Transfer Fee (Other Bank)
0
Cheque Fee
0
Credit/Debit Card Fee
0
Phone Fee
0
Internet Fee
0
Other Fee
0
Unused Limit Fee
0
Bonus Features Fee
0
Number of Free Elec Transactions
0
Number of Free OTC Transactions
0
**MyRate is an Artog affiliated company. For details
click here
Privacy
|
Terms of use
|
Refer a friend
|
Testimonials