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Not all lenders' products are available through our broker network. However, our brokers can assist you in comparing various products and features.
General Details
Institution
MyRate
Product Name
MyRate - Advantage Rate Loan
Loan Details
Loan Type
Variable
Security Type
ResidentialProperty
Availability
Both
Repayment Type
Both
Max Loan to Value Ratio
80
Max Loan to Value Ratio with
Mortgage Insurance
95
Min. Income Requirement - Single
-
Min. Income Requirement - Joint
-
Min Loan Amount
100000
Max Loan Amount
2000000
Min Loan Term
10
Max Loan Term
30
Interest Rates
Rate
8.53
Intro Term (Mths)
-
Intro Loan Type
-
1 Yr Fixed
0
2 Yr Fixed
0
3 Yr Fixed
0
4 Yr Fixed
0
5 Yr Fixed
0
7 Yr Fixed
0
10 Yr Fixed
0
Interest Rate Notes
-
Comparison Rates
Rate
8.53
1 Yr Fixed
0
2 Yr Fixed
0
3 Yr Fixed
0
4 Yr Fixed
0
5 Yr Fixed
0
7 Yr Fixed
0
10 Yr Fixed
0
Fees
Application Fee
0
Reductions to Application Fee
-
Legal Fee
0
Valuation Fee
0
Settlement Fee
0
Service Fee
0
Exit Fee
250
Early Termination Fee
Deferred Establishment Fees Year 1: 1.00% of the original loan amount Year 2: 0.80% Year 3: 0.60% Year 4: 0.40% Year 5: 0.20% 6 + years 0.00%
Switching Fee - To Basic
-
Switching Fee - To Intro
-
Switching Fee - To Variable
-
Switching Fee - To Fixed
-
Switching Fee - To Split
-
Switching Fee - To Equity
-
Fees General
Non proceeding fee of $220 will be charged if after MyRate has issued a conditional approval offer and obtained a standard valuation report you decide not to proceed to settlement with MyRate or your valuation does not meet credit requirements. Additional charges may apply if loan agreements have been issued or additional valuation costs incurred.
Fixed Loan Break Costs
-
Repayments
Weekly Repayments Option
No
Fortnightly Repayments Option
Yes
Monthly Repayments Option
Yes
Can Make Extra Repayments
Yes
Features - Redraw
Redraw Facility Avail
Yes
Min Redraw Amount
0
Max Redraw Amount
0
Fee per Redraw
0
Redraw Notice
-
Redraw Method
-
Redraw Comments
-
Features - Portability
Loan is Transferable
Yes
Transfer Fee
250
Features - Mortgage Offset
Mortgage Offset Avail
No
100% Offset
No
Mortgage Offset Rate
0
Features - Split Account
Can be Split
Yes
Max Num. Split Accounts
4
Separate Statements
No
Statement Frequency
4
Fixed Option
No
Fixed Fee
0
Discounts
Home Insurance Discount
No
Life Insurance Discount
No
Other Discounts
No
Other Discount Details
-
Attached Transaction Account
Transaction Account Avail
No
Credit Card Avail
No
Credit Card Type
V
Debit Card Avail
No
Debit Card Type
V
ATM Access
No
EFTPOS Access
No
Cheque Access
No
Phone Access
Yes
Internet Access
Yes
Giro Post Access
No
Other Access
No
ATM Fee
0
ATM Fee (Other Bank)
0
O/S ATM Fee - Balance
0
O/S ATM Fee - Withdrawal
0
Transfer Fee
0
Transfer Fee (Other Bank)
0
Cheque Fee
0
Credit/Debit Card Fee
0
Phone Fee
0
Internet Fee
0
Other Fee
0
Unused Limit Fee
0
Bonus Features Fee
0
Number of Free Elec Transactions
Unlimited
Number of Free OTC Transactions
10
**MyRate is an Artog affiliated company. For details
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