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General Details
Institution
BankWest
Product Name
Mortgage Shredder
Loan Details
Loan Type
Variable
Security Type
ResidentialProperty
Availability
Both
Repayment Type
Both
Max Loan to Value Ratio
80
Max Loan to Value Ratio with
Mortgage Insurance
95
Min. Income Requirement - Single
-
Min. Income Requirement - Joint
-
Min Loan Amount
20000
Max Loan Amount
0
Min Loan Term
1
Max Loan Term
30
Interest Rates
Rate
6.8
Intro Term (Mths)
0
Intro Loan Type
-
1 Yr Fixed
0
2 Yr Fixed
0
3 Yr Fixed
0
4 Yr Fixed
0
5 Yr Fixed
0
7 Yr Fixed
0
10 Yr Fixed
0
Interest Rate Notes
-
Comparison Rates
Rate
7.01
1 Yr Fixed
0
2 Yr Fixed
0
3 Yr Fixed
0
4 Yr Fixed
0
5 Yr Fixed
0
7 Yr Fixed
0
10 Yr Fixed
0
Fees
Application Fee
700
Reductions to Application Fee
-
Legal Fee
0
Valuation Fee
0
Settlement Fee
0
Service Fee
15/mth
Exit Fee
0
Early Termination Fee
-
Switching Fee - To Basic
-
Switching Fee - To Intro
-
Switching Fee - To Variable
-
Switching Fee - To Fixed
-
Switching Fee - To Split
-
Switching Fee - To Equity
-
Fees General
-
Fixed Loan Break Costs
-
Repayments
Weekly Repayments Option
Yes
Fortnightly Repayments Option
Yes
Monthly Repayments Option
Yes
Can Make Extra Repayments
Yes
Features - Redraw
Redraw Facility Avail
Yes
Min Redraw Amount
1000
Max Redraw Amount
0
Fee per Redraw
50
Redraw Notice
-
Redraw Method
-
Redraw Comments
-
Features - Portability
Loan is Transferable
Yes
Transfer Fee
350
Features - Mortgage Offset
Mortgage Offset Avail
Yes
100% Offset
Yes
Mortgage Offset Rate
0
Features - Split Account
Can be Split
No
Max Num. Split Accounts
0
Separate Statements
No
Statement Frequency
0
Fixed Option
No
Fixed Fee
0
Discounts
Home Insurance Discount
No
Life Insurance Discount
No
Other Discounts
No
Other Discount Details
-
Attached Transaction Account
Transaction Account Avail
No
Credit Card Avail
No
Credit Card Type
V
Debit Card Avail
No
Debit Card Type
V
ATM Access
No
EFTPOS Access
No
Cheque Access
No
Phone Access
No
Internet Access
No
Giro Post Access
No
Other Access
No
ATM Fee
0
ATM Fee (Other Bank)
0
O/S ATM Fee - Balance
0
O/S ATM Fee - Withdrawal
0
Transfer Fee
0
Transfer Fee (Other Bank)
0
Cheque Fee
0
Credit/Debit Card Fee
0
Phone Fee
0
Internet Fee
0
Other Fee
0
Unused Limit Fee
0
Bonus Features Fee
0
Number of Free Elec Transactions
0
Number of Free OTC Transactions
0
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