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Articles

The ARTICLES section keeps you up to date with relevant industry comment.

Thieves target underwear drawers
Survey proves Aussies make it too easy
Neighbourhood Watch
Research has found that people who don’t know their neighbours are more likely to have their homes burgled. Friendly neighbours can keep an eye on your property when you are away from home, and help to prevent those tell-tale signs that the house is empty.
Underinsurance on Australian homes
Recent research has revealed the extent to which Australians have under-insured their homes, a finding which is particularly worrying in light of the recent devastating cyclones which hit the country.
Energy efficient housing
Most new Australian homes are now required to meet energy efficiency standards, as set down in a five-star rating scheme. Over time, the financial savings of living in an energy-efficient home can outweigh the additional building costs. However, the regulations can only work effectively if Australians themselves also take steps to conserve energy and water in their homes.
Global warming and your insurance premiums
Climatic disasters caused by global warming are increasing the cost of buildings insurance. This article explains why premiums are likely to go on rising and what needs to be done to address the issue.
Neighbourhood Watch
Research has found that people who don’t know their neighbours are more likely to have their homes burgled. Friendly neighbours can keep an eye on your property when you are away from home, and help to prevent those tell-tale signs that the house is empty.
Comparing coverage for home contents insurance
There are a number of options available for varying levels of home contents insurance. Knowing what coverage is available, and what is optional makes it easier to compare insurance rates and overall value.
Home security systems and how they affect home insurance rates
Security systems for you home are not only a great crime prevention device, they may also qualify you for a discount on your home contents insurance.
Home property related crime trends
Home property crimes affect insurance rates and damage the communities in which they occur. Reviewing current trends can help to protect yourself and prevent you from becoming a statistic.
Protecting your investment - Preparing your home for natural disasters
While you can't keep natural disasters from occurring, you can take steps to make sure your home is prepared for the worst. A few hours of work can prevent months of renovation and personal property loss.
Special home insurance policies for residents over age 55
Many insurance companies offer special policies to home owners over the age of 55. To start saving money and reaping valuable benefits, take a few minutes to learn about home and contents insurance specifically geared toward older Australians.
Portable contents coverage options
Travel significantly increases the chances of theft, loss or damage to personal property. Frequent travellers should make sure that the possessions they travel with are covered under an optional portable contents coverage policy.
Determining the best time to renew or upgrade your home insurance policy
Once an insurance policy is in place, many Australians are apt to continue paying the premiums without reviewing or upgrading their coverage. Understanding when to make changes to your insurance coverage can save considerable grief and money in the event a claim is necessitated.
Insurance fraud - How are insurers responding?
Insurance fraud is hardly a victimless crime. The effects of insurance fraud translate into higher insurance premiums and more stringent eligibility requirements for all Australians. Insurance companies are utilising new technologies and strategies to combat insurance fraud in Australia.
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