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Credit Cards
General Details
InstitutionNAB
Contact Number13 13 12
Product NameVisa Gold / Mastercard Gold
Product Details
Card TypeV, M
Status LevelGold
Account TypeCredit
Purchase Rate19.74
Cash Advance Rate19.74
Intro Rate0
Intro Term-
Balance Transfer-
Free days (up to)44
Min Repayment$10 / 2.5%
Fees
Annual Card Fee90
Annual Rewards Fee-
Late Payment Fee30
Duplicate Statement Fee7
Trans Verification Fee5
Reinstatement Fee0
Over Limit Fee25
Over Limit Fee Charged When Over1
OS ATM Fee Balance0
OS ATM Fee Withdrawal4
OS Emergency Card Fee0
Interest Charged FromPurchaseDate
Annual Fee Waiver-
Features
Overseas ATM AvailabilityCirrus
Interest Paid On Credit BalanceYes
Purchase InsuranceYes
Auto Travel InsuranceYes
Loan Application Fee DiscountNo
Comments- Complimentary NAB Gold Overseas Travel Insurance- Complimentary Extended Warranty Insurance- Complimentary VIP Lost Card Cover- Emergency Travel Assistance 24 hours a day, 7 days a week
Rewards
Rewards Program AvailYes
Program NameFlyBuys
Program Partners- Refer to bank
Points per Dollar0.2
Bonus Points AvailNo
Bonus Point Partners- Budget- Chess Moving
Number of Bonus Points2
Lifetime of Points (mths)36
Conditions- Refer to bank
Frequent Flyers
Conversion to Frequent FlyersNo
Rewards to Frequent Flyer Ratio-
Domestic Airlines-
International Airlines-
Availability
NSWYes
ACTYes
QLDYes
VICYes
TASYes
SAYes
WAYes
NTYes
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