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General Details |
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Institution | American Express  |
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Contact Number | 1300 132 639 |
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Product Name | Gold Credit Card |
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Product Details |
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Card Type | AMEX |
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Status Level | Gold |
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Account Type | Credit |
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Purchase Rate | 15.99 |
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Cash Advance Rate | 15.99 |
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Intro Rate | 0 |
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Intro Term | 0 |
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Balance Transfer | 6.99 life of balance introductory offer |
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Free days (up to) | 55 |
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Min Repayment | $30 or 2.5% of total outstanding balance |
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Fees |
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Annual Card Fee | 70 |
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Annual Rewards Fee | Choices-$40 OR Ascent-$80 |
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Late Payment Fee | 30 |
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Duplicate Statement Fee | 10 |
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Trans Verification Fee | 7 |
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Reinstatement Fee | 0 |
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Over Limit Fee | 30 |
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Over Limit Fee Charged When Over | N/A |
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OS ATM Fee Balance | 0 |
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OS ATM Fee Withdrawal | 1.25 |
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OS Emergency Card Fee | 0 |
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Interest Charged From | PurchaseDate |
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Annual Fee Waiver | Yes, if $18,000 is spent. |
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Features |
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Overseas ATM Availability | Cirrus, Maestro, Other |
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Interest Paid On Credit Balance | No |
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Purchase Insurance | No |
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Auto Travel Insurance | - |
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Loan Application Fee Discount | No |
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Comments | The fee is FREE for the first year. And in each subsequent year, if you spend over $18,000 p.a. the fee will be waived |
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Rewards |
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Rewards Program Avail | Yes |
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Program Name | Membership Rewards Ascent OR Membership Rewards Choices |
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Program Partners | Refer below for domestic & international frequent flyer program partners (available for Membership Rewards Ascent Only). Use points to book travel instantly through Travelscene American Express. Accommodation partners include: Sofitel, Novotel, All Seasons Hotels Best Western, Choice Hotels, Clarion Hotels, Comfort Hotels, Conrad Jupiters, Conrad Treasury, Crown Promenade, Crown Towers, Four Points by Sheraton, Grand Mecure Hotels & Apartments, Hayman, Hilton, Ibis Hotels, Mecure Hotels & Resorts, Mirvac Hotels & Resorts, Novotel Hotels & Resorts, Peppers Hotels & Resorts, Quality Hotels, Radisson Hotels & Resorts, Sheraton, Sofitel Hotels & Resorts, Stamford Hotels & Resorts and Westin.. Car rentals with Avis and Hertz. Gift Card partners include: Angus & Coote Jewellers, Bob Jane T-Marts, Borders, BP, Bunnings, Coles, Country Road, David Jones, Domayne, Flower Power, Freedom, Harvey Norman, Myer, Officeworks, Rebel Sport, Red Balloon Days, Sanity, Simon Johnson, Syd Airport Tax & Duty Free/FIRST Tax & Duty Free, Target andVintage Cellars and Premium gift card partners include: Bally, Canturi Jewels, Collette Dinnigan, Escada, Evelyn Miles, Hugo Boss, Max Mara, Montblanc, Space and Tiffany & Co. Dining Partners include: Aria, Otto Ristorante, Quay and Taxi Dining Room.Plus an extensive range of products from brands including Apple, Filofax, JVC, Lonely Planet, Nike, Panasonic, Royal Doulton, Samsonite and Sony, to name a few and unique experiences from Total Experience. |
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Points per Dollar | 1 |
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Bonus Points Avail | Yes |
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Bonus Point Partners | Earn Bonus Points with the following Bonus Partners: Avis, Bob Jane T-Marts, BreakFree, Clarion, Quality and Comfort Hotels, Mantra Hotels, Resorts and Apartments, Peppers Retreats, Resorts and Hotels, Travel and Leisure Magazine, |
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Number of Bonus Points | 0 |
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Lifetime of Points (mths) | 0 |
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Conditions | Points donÃ?â??t expire as long as Card account is current. |
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Frequent Flyers |
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Conversion to Frequent Flyers | Yes |
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Rewards to Frequent Flyer Ratio | Frequent Flyer Redemptions available for Ascent option Only. 1:1 - Qantas Frequent Flyer, Virgin Atlantic Flying Club and Singapore Airlines KrisFlyer. 4:3 for Asia Miles, , Thai Airways Royal Orchid Plus and Malaysia Airlines Enrich. |
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Domestic Airlines | Qantas Frequent Flyer & Virgin Blue Velocity |
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International Airlines | Virgin Atlantic Flying Club, Asia Miles, Singapore Airlines KrisFlyer, Thai Airways Royal Orchid Plus and Malaysia Airlines Enrich and Qantas Frequent Flyer. |
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Availability |
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NSW | Yes |
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ACT | Yes |
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QLD | Yes |
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VIC | Yes |
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TAS | Yes |
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SA | Yes |
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WA | Yes |
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NT | Yes |
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Copyright © 2008 Artog Pty Ltd. All rights reserved.
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