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Driving schools and insurance

According to recent statistics, approximately fifty to seventy percent of all new driver accidents are the result of lack of experience. The most common of these accidents are those that involve hitting the rear end of another vehicle, collisions turning right at an intersection, being hit by a right turning vehicle, or being run off the road. Most collisions occur after the new driver has earned their actual license, not while a learner. And for that reason, many experts feel that learner drivers aren't getting the proper education or practice when it comes to driving. According to studies, most learners practice driving an average of 60 hours in total, when in all reality a learner should practice driving at least double that. Driving practice should include experiencing all types of driving conditions, as well, for example, driving in the rain, driving during excessive traffic, and driving at night.

Many schools offer advice and sessions for parents, supervisors, and students regarding driver's safety. There is also driver education available to students in the school curriculum starting at grade 10. This interactive CD ROM covers nineteen road safety topics, including safe driving, risks and hazards, getting a license, alcohol and driving, fatigue and vehicle safety. However, perhaps the most effective means of driver education for both new drivers and those wishing to refresh their driving skills is available through driving schools. These schools offer good general information and often provide specialised lessons regarding driving safety.

Most driving schools are available to anyone wishing to enrol, however, most require that you use your own vehicle and have a valid driver's license. However, there are some schools that will take those with a learner's license. Most driving schools charge an average of $200-$300. Most classes last approximately 8 hours, which includes several hours of practical and theory courses, as well as, demonstrations. Many driving schools boast of their success, according to the Nationwide Defensive Driving School, satisfied customers show an average improvement of 75% in the reduction in motor vehicle accident figures.

Many insurance companies offer their drivers reductions in rates following their driving school enrolment. And many companies that run business fleets require their employees to attend a driving school prior to employment. One of the most well known insurance providers, Royal Automobile Association, researched the different types of courses that were beneficial to post-licensed drivers. They found that most drivers benefit from courses focusing on risk identification and driver attitudes.

Defensive driving courses concentrate their courses on minimising the risk of a crash or accident, cutting costs by efficient driving techniques, whether driving in the country or in the city. The most worthwhile courses concentrate on avoidance of hazardous conditions, driver awareness, crash avoidance space, vehicle control and knowledge of road rules and regulations. Other topics include driver attitude, rules of observation, braking techniques, and interaction with other drivers.

Another well-known insurance agency, AAMI, also has a safe driving course offered to their younger clients that hold comprehensive policies. Driver's that are under the age of twenty-five are encouraged to attend this course, not only is it free to policy holders, but it offers clients the ability to reduce their premiums by 10%. Unfortunately, at this time their driving course is only for driver's that have a valid driver's license, not those with a learner's license.

Most driving schools offer both new and post-licensed drivers the ability to learn good driving skills in a controlled environment under strict supervision. Trainers are in the car with the drivers at all times during the course. Many drivers would rather visit a private instructor for driving lessons; usually prices are much similar and competitive to those courses offered in a driving school. However, perhaps the best advice is finding the most credible school and/or instructor. When examining the variety of driving schools, as well as personal driving instructors; one must look for those that are well organised, those that have well-thought out courses and evidence of a structure and method to the tuition. Most instructors, as well as driving schools will be happy to answer any questions you may have regarding their courses. Most insurance companies can recommend a driving school or driving instructor for beginner drivers, as well as, the more experienced driver. However, it is recommended that all potential students contact their insurance provider prior to enrolling in any course or school.

It is important to understand that just because you enrol in a driving school doesn't mean that your insurance rate will automatically decrease, in order to ensure a discount; you must first notify your current insurance provider. As well, there are several providers that will ask many questions concerning the driving school that you wish to attend. It is best to work with your provider in order to achieve the common goal. The provider wants their clients to be better drivers, and the driver wants the same. So regardless of whether or not your insurance provider gives a discount for attending a driving school, the fact of the matter is a driving school can offer you safety and assurance in your driving ability.

Being a young inexperienced driver brings with it the chance for accidents and serious tragedies. However, you are never too old to learn and prosper from a qualified driving school or personal driving instructor. Driving schools offer their students, both young and old the ability to learn the awareness of having the right driving attitude, how to identify hazards and risks, how to observe, along with improving your driving skills as a whole.

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