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Business Finance
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General Details
InstitutionBank of South Australia
Product NameCommercial Loan
Product Details
Loan TypeFully Drawn Advance
Repayment TypePrincipal and Interest
Security TypeMulti
Min Margin0
Max Margin3
Interest CalculatedDaily
Min Loan Amount20000
Max Loan Amount0
Min Loan Term1
Max Loan Term15
LVR-
Is LVR NegotiableNo
Terms & Conditions AvailYes
Overdraft Annual ReviewNo
Interest Rates
Variable Rate10.95
Base Rate10.95
Default Rate0
1 Yr Fixed0
2 Yr Fixed0
3 Yr Fixed0
4 Yr Fixed0
5 Yr Fixed0
6 Yr Fixed0
7 Yr Fixed0
Fees
Establishment Fee600
Line Fee0
Valuation Feepoa
Legal Feepoa
Limit Fee0
Unused Limit Fee0
Drawdown Fee0
Overdraft Fee0
Exit Fee0
Over Limit Fee0
Temp Overdraft Fee Fee0
Switching Fee0
Service Fee30
Service Fee Frequencym
Early Termination Fee-
CommentsFixed Rates (1yr - 5yrs) available on request.Fees are minimums - will be detailed in Letter of Offer.Service Fee Min $30 - Max $60.Other fees incl. Drawdown Redraw, Line Fee may also apply.Break Costs may apply on early termination of fixed rate.
Access to Account
Redraw AvailNo
Redraw Fee0
Cheque AccessNo
Cheque Fee0
Credit Card AccessNo
Credit Card Fee0
ATM AccessNo
ATM Fee0
EFTPOS AccessNo
EFTPOS Fee0
Phone AccessYes
Phone Fee0
Internet AccessYes
Internet Fee0
Business Card AvailNo
Business Card Fee0
Other AccessNo
Other Fee0
Avaliablility
NSWYes
ACTNo
QLDNo
VICYes
TASNo
SAYes
WANo
NTYes
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#Where actual testimonial savings or potential savings are mentioned, these are specific to the circumstances in question and may have been achieved with specific Artog partner offers. These may not apply to your situation.

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