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General Details
InstitutionCommunity First Credit Union
Product NameBusiness Loan
Product Details
Loan TypeFully Drawn Advance
Repayment TypePrincipal and Interest
Security TypeCommercial
Min Margin0
Max Margin2
Interest CalculatedDaily
Min Loan Amount10000
Max Loan Amount1000000
Min Loan Term1
Max Loan Term20
LVR70
Is LVR NegotiableNo
Terms & Conditions AvailYes
Overdraft Annual ReviewYes
Interest Rates
Variable Rate11.1
Base Rate-
Default Rate0
1 Yr Fixed0
2 Yr Fixed0
3 Yr Fixed0
4 Yr Fixed0
5 Yr Fixed0
6 Yr Fixed0
7 Yr Fixed0
Fees
Establishment Fee600
Line Fee500
Valuation Fee-
Legal Fee-
Limit Fee0
Unused Limit Fee0
Drawdown Fee0
Overdraft Fee0
Exit Fee0
Over Limit Fee30
Temp Overdraft Fee Fee0
Switching Fee500
Service Fee0
Service Fee Frequencym
Early Termination Fee-
CommentsSee website for full fess and charges www.communityfirst.com.au
Access to Account
Redraw AvailNo
Redraw Fee0
Cheque AccessNo
Cheque Fee0
Credit Card AccessNo
Credit Card Fee0
ATM AccessNo
ATM Fee2
EFTPOS AccessNo
EFTPOS Fee0
Phone AccessYes
Phone Fee0
Internet AccessYes
Internet Fee0
Business Card AvailNo
Business Card Fee0
Other AccessNo
Other Fee0
Avaliablility
NSWYes
ACTNo
QLDNo
VICNo
TASNo
SANo
WANo
NTNo
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#Where actual testimonial savings or potential savings are mentioned, these are specific to the circumstances in question and may have been achieved with specific Artog partner offers. These may not apply to your situation.

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