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American Express can provide Optional 'Snow Cover' (Plan A only) for an additional premium. This removes the exclusion for claims arising from snow sport activities.
Fast Cover snow policies are available for Singles, Duos and Families. For Duos the Ski Equipment Hire, Piste Closure, Bad Weather and Ski Pack benefits are per person and for Families the benefits are doubled. Fast Cover snow policies include the same cover as their comprehensive policies so non-snow activities are also covered. This makes them a great choice for 100% snow holidays or holidays that are part snow and part other activities.
Niche player ski-insurance.com.au is unique in that their policies offer comprehensive cover for both recreational and professional skiers and snowboarders. Their policies provide comprehensive cover with some great ski benefits, to cover everything you need on your international or domestic ski trip!
Columbus Direct offers a winter sports extension to its standard policy which covers you for all of the benefits mentioned above. The cost of the extension varies depending on the length of the holiday and is limited to recreational skiers.
Travel Insurance Web provides great value ski insurance, snowboarding insurance and general winter sport travel insurance including great ski benefits for international travelers.
Kango Cover offers a 'winter sports' package option to their standard policies which covers you for skiing and snowboarding. Kango's ski insurance policy also covers you for those 'riskier' snow sports like Cat Skiing and Heli Skiing.
1Cover provides a high level of cover for a wide range of benefits at a low price. Their comprehensive policy automatically includes medical cover for skiing and snowboarding. You are covered off-piste, provided you stay within resort boundaries.
All of iTrek's plans automatically cover you medically while skiing and snowboarding, as long as you are within resort boundaries. Their policies include unlimited cover for cancellation and medical expenses, as well as cover for standard things like your luggage, credit cards and travel documents, travel delay, family emergency and rental vehicle excess.
Insure4Less can provide winter sports cover for an additional premium. This removes the winter sports exclusion relating to overseas medical expenses. There is no extra cover offered for piste closure and ski equipment.
Skiing and snowboarding in Australia can be very different to a snow holiday overseas. Rescue efforts and the cost of treating common ski injuries vary significantly depending on which country you are holidaying in and can be significantly higher than similar costs in Australia.
If you're holidaying in Australia and have access to Medicare, you will be covered for a range of medical costs, however you won't be covered for emergency search and rescue, theft or damage to your equipment and cancellation costs should problems arise.
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