Artog your life and save!
|
About Us
|
Contact Us
Rate comparison
Use the fields below to specify your personal search criteria:
State:
NSW
QLD
TAS
VIC
SA
NT
WA
ACT
Age:
All
60-64
65-69
70-79
80+
Loan type:
Reverse Mortgage
Click here
for help on how to use this table.
Not all lenders' products are available through our broker network. However, our brokers can assist you in comparing various products and features.
Institution
Product name
Interest rate
Interest type
Min LVR
Max LVR
Min loan amount
Max loan amount
Total setup fees
Ongoing fee
Discharge fee
Lump sum or regular paymts
G'teed no negative equity
Limit to equity reduction
Reval req'd
ABN AMRO
Accommodation Bond Loan (5 year term)
10.1%
Variable and Fixed
0%
50%
$10000
$5000000
3300
0
500
To be repaid after 5 years
True
No
True
ABN AMRO
Investment Property Mortgage (5 year term)
10.1%
Variable and Fixed
0%
50%
$10000
$5000000
3300
0
500
Required after 5 years
True
No limit
True
ABN AMRO
Investment Property Mortgage (20 year term)
10.1%
Variable and Fixed
0%
35%
$10000
$5000000
3300
0
500
Repayment required after 20 years.
True
No limit
True
ABN AMRO
Lifetime Fixed Rate
9.65%
Fixed for life of loan
0%
35%
$10000
$10000000
300
0
250
True
10% pa without possibility of break fees
True
ABN AMRO
Variable rate Reverse Mortgage
10.1%
Variable
0%
35%
$10000
$10000000
1000
0
250
True
No
True
ABN AMRO
10 Year Fixed Rate Reverse Mortgage
9.9%
Fixed
0%
35%
$10000
$10000000
1000
0
250
True
10% pa without break fees being possible
True
ABN AMRO
5 Year Fixed Rate Reverse Mortgage
10.3%
Fixed
0%
35%
$10000
$10000000
1000
0
250
True
10% pa without possibility of break fees
True
Australian Seniors Finance Limited
Lifetime Loan
10.95%
Variable
15%
48.75%
$10000
N/A
845
0
295
No early repayment fees.
True
10%, 20% or 50%
False
BankWest
BankWest Seniors Equity Release Home Loan
10.15%
Variable
N/A
25%
N/A
$250000
700
0
300
True
True
Bluestone Mortgages
EQUITYtap 'Fixed for Life' - 100% Lump Sum option
9.59%
Fixed for life of loan
N/A
36%
$30000
$1000000
695
0
250
Break cost or gain may be incurred
True
No (non recourse loan)
True
Bluestone Mortgages
EQUITYtap 'Fixed for Life' - Instalment or Combo option
9.79%
Fixed for life of loan
N/A
45%
$30000
$1000000
695
0
250
Break cost or gain may be incurred
True
No (non recourse loan)
True
Bluestone Mortgages
EQUITYtap 'Capped for Life' - Instalment or Combo option (Capped Rate 11.84%p.a)
10.24%
Variable Capped
N/A
45%
$30000
$1000000
695
0
250
No fees on partial repayments.
True
No (non-recourse loan)
True
Bluestone Mortgages
EQUITYtap 'Capped for Life' - 100% Lump Sum option (Capped Rate 11.84%p.a)
10.09%
Variable Capped
N/A
36%
$30000
$1000000
695
0
250
No fees on partial repayments.
True
No (non-recourse loan)
True
Bluestone Mortgages
EQUITYtap Accommodation Bond 'Fixed for Life' - 100% Lump Sum Option
9.79%
Fixed for life of loan
N/A
40%
N/A
$1000000
695
0
250
BreakCost or gain my be incurred
True
No (non course loan)
True
Bluestone Mortgages
EQUITYtap Accommodation Bond 'Fixed for Life'- Instalment or Combo option
9.99%
Fixed for life of loan
N/A
40%
N/A
$1000000
695
0
250
Break Cost or gain may be incurred
True
No (non course loan)
True
Bluestone Mortgages
EQUITYtap 'Ready Access'
10.24%
Variable
N/A
45%
$30000
$1000000
695
0
500
No fees on partial payments
True
No (non recourse loan)
True
Commonwealth Bank
Equity Unlock for Seniors
10.37%
Variable
N/A
40%
N/A
$400000
950
144
300
Yes - no extra cost
True
N/A
True
Mariner Financial Limited
Mariner Equity Access
10.3%
Variable
0%
35%
$10000
N/A
650
0
250
You may make ongoing payments at any time with a variable loan
True
Up to 25%
True
Mariner Financial Limited
Mariner Equity Access Fixed for Life
9.85%
Fixed for life of loan
N/A
35%
$10000
N/A
650
0
250
You may make ongoing payments at any time with a variable loan
True
up to 25%
True
Use Artog and see how much you can save!
Institution
Product name
Interest rate
Interest type
Min LVR
Max LVR
Min loan amount
Max loan amount
Total setup fees
Ongoing fee
Discharge fee
Lump sum or regular paymts
G'teed no negative equity
Limit to equity reduction
Reval req'd
Mariner Financial Limited
Mariner Equity Access Fixed for Life FFS 100+
9.6%
Fixed for life of loan
N/A
35%
$10000
N/A
650
0
250
You may make ongoing payments at any time with a variable loan
True
up to 25%
True
Mariner Financial Limited
Mariner Equity Access FFS 100+
10.05%
Variable
0%
35%
$10000
N/A
650
0
250
B-pay or cheque
True
you can protect up to 25% of the sale value of your property
True
Newcastle Permanent Building Society
Reverse Mortgage - Lump Sum Variable
9.55%
Variable
1%
35%
$10000
$9999999
1000
0
250
Minimum loan repayment $1,000
True
True
Newcastle Permanent Building Society
Reverse Mortgage - Monthly Income
9.55%
Variable
1%
35%
$10000
$9999999
1000
0
250
Minimum $1000
True
True
Newcastle Permanent Building Society
Reverse Mortgage - Line of Credit
9.55%
Variable
1%
35%
$10000
$9999999
1000
0
250
True
True
Newcastle Permanent Building Society
Reverse Mortgage - Fixed Rates
9.3%
Fixed
1%
35%
$10000
$9999999
1000
0
250
True
True
Police and Nurses Credit Society
Easy Living Access Loan
10%
Variable
N/A
35%
$10000
$300000
850
80
Not required
True
True
Police Department Employees Credit Union
Retirement Lifestyle Loan
9.46%
Variable
N/A
30%
N/A
$300000
600.00
84
350
Voluntary regular repayments
True
True
Police Department Employees Credit Union
Retirement Lifestyle Loan
9.46%
Variable
N/A
30%
N/A
$300000
600.00
84
350
Voluntary regular repayments
True
True
St. George Bank
Senior Access Home Loan
10.67%
Variable
0%
25%
N/A
$250000
850
120
350
Yes - no extra cost
True
No (Non recourse loan)
True
St. George Bank
Senior Access Plus Home Loan
10.67%
Variable
0%
25%
$0
$250000
850
180
350
Yes, no extra cost
True
No (non recourse loan)
True
Transcomm Credit Union
Annuity Plus Options
8.9%
Variable
0%
31.19%
$10000
$400000
750
96
238
Yes - no extra cost
True
True
Transcomm Credit Union
Annuity Plus
8.9%
Variable
0%
N/A
$250
$400000
750
96
238
Yes - no extra cost
True
Product designed to limit loan to an estimated 50% of the estimated future property value.
True
Vision Equity Living
Vision Lifestyle plan Variable rate
10.2%
Variable
0%
35%
$10000
$4000000
1000
0
250
True
none
True
Vision Equity Living
Vision Lifestyle plan fixed for life
9.75%
Fixed for life of loan
0%
35%
$10000
$4000000
1000
0
250
True
10% re annum can be repaid with no break cost
True
Vision Equity Living
Vision Lifestyle plan short term fixed rates
9.75%
Fixed
0%
35%
$10000
$4000000
1000
0
250
Up to 10% of amount borrowed can be repaid each year without incurring an economic break cost
True
none
True
Rates are for information purposes only. Rates data provided by InfoChoice.
Privacy
|
Terms of use
|
Refer a friend
|
Testimonials