| Card |
Special offer |
Interest rate (p.a.) |
Balance transfer rate (p.a.) |
Annual fee |
Interest free days (up to) |
Rewards points
per dollar spent |
Convert point to
frequent flyer |
Bank of South Australia
Vertigo MasterCard
|
Winner of Money Magazine’s Best of the Best Award for Cheapest Credit Card 2007 |
11.89% |
0% p.a. for first 6 months |
$45 |
55 |
N/A |
 |
St. George Bank
Vertigo MasterCard
|
Winner of Money Magazine’s Best of the Best Award for Cheapest Credit Card 2007. |
11.89% |
0% p.a. for 6 months |
$45 |
55 |
N/A |
 |
Aussie Home Loans
Aussie MasterCard
|
0% p.a. balance transfer for 6 months |
11.99% |
0% for 6 months from date of card approval. |
$49 |
55 |
N/A |
 |
Citibank
Clear Card
|
11.99%p.a. ongoing on purchases 0%p.a. for 6 months on Balance Transfers |
11.99% |
0% for 6 months |
$65 |
55 |
N/A |
 |
NAB
Low Rate Visa Card
|
$50 Credit on a new NAB credit card! |
12.79% |
0% for up to 6 months |
$49 |
55 |
N/A |
 |
ANZ Bank
ANZ Low Rate MasterCard
|
0% p.a balance transfer for 6 months |
12.99% |
0% for 6 months on balances transferred |
$58 |
55 |
N/A |
 |
Bank of South Australia
Starts Low, Stays Low MasterCard/ Visa
|
One low rate for purchases and cash that’s guaranteed to stay low |
12.99% |
N/A |
$59 |
55 |
N/A |
 |
St. George Bank
Starts Low Stays Low
|
One low rate that’s guaranteed to stay low.
Choose from 4 great colours |
12.99% |
N/A |
$59 |
55 |
N/A |
 |
Commonwealth Bank
Low Rate Card
|
Special offer for CBA customers – No Annual Fee for life if you spend $1000 or more per year |
13.24% |
5.99% for 5 months |
$48 |
55 |
N/A |
 |
ANZ Bank
ANZ Balance Visa
|
2.9% on balance transfers in the first twelve months |
13.99% |
N/A |
$57 |
55 |
1 point(s) = $1 dollar |
 |
Bank of South Australia
Gold Low Rate Visa/ MasterCard
|
Low rate with benefits including shopping and travel insurances |
14.25% |
N/A |
$30 |
55 |
N/A |
 |
St. George Bank
Gold Low Rate
|
Great benefits on shopping, travel insurance and more. |
14.25% |
N/A |
$79 |
55 |
N/A |
 |
Bank of South Australia
Platinum
|
The ultimate shopping and travel card |
14.25% |
3.99% for up to 6mths |
$89 |
55 |
N/A |
 |
St. George Bank
Platinum
|
Australia’s only low rate Platinum Credit Card
24/7 Personal concierge service |
14.25% |
3.99% p.a. for up to 6 months |
$89 |
55 |
N/A |
 |
American Express
Gold Credit Card
|
No annual fee in the first year |
15.99% |
6.99 life of balance introductory offer |
$70 |
55 |
1 point(s) = $1 dollar |
 |
Commonwealth Bank
No Annual Fee Card
|
Complimentary additional credit card for a family member or friend |
18.24% |
5.99% for 5 months |
$0 |
0 |
N/A |
 |
Qantas AMEX
Qantas AMEX Premium
|
2 Qantas club invitations/year |
18.49% |
6.99% for life of balance |
$195 |
55 |
1.25 point(s) = $1 dollar |
 |
Qantas AMEX
Qantas AMEX Ultimate
|
Free return economy flight/year |
18.49% |
6.99% for life of balance |
$395 |
55 |
1.5 point(s) = $1 dollar |
 |
Bank of South Australia
NoAnnual Fee MasterCard/ Visa
|
Have the security of credit when you need it without an annual fee. |
18.75% |
N/A |
$0 |
0 |
N/A |
 |
St. George Bank
No Annual Fee
|
No annual fee…ever! |
18.75% |
N/A |
$0 |
0 |
N/A |
 |
NAB
Visa Mini
|
$50 Credit on a new NAB credit card! |
19.24% |
5.9% for up to 6 months |
$24 |
55 |
N/A |
 |
NAB
Standard
|
$50 Credit on a new NAB credit card! |
19.49% |
N/A |
$30 |
44 |
0.2 point(s) = $1 dollar |
 |
ANZ Bank
ANZ First Visa
|
Online shopping protection. Three additional cardholders at no extra cost |
19.49% |
7.99% for the first six months upon approval |
$30 |
44 |
N/A |
 |
ANZ Bank
ANZ Gold
|
90 day purchase security insurance |
19.49% |
7.99% for the first six months upon approval |
$87 |
55 |
N/A |
 |
NAB
Visa Gold / Mastercard Gold
|
$50 Credit on a new NAB credit card! |
19.49% |
N/A |
$90 |
44 |
0.2 point(s) = $1 dollar |
 |
Commonwealth Bank
Low Fee Card
|
5.99% p.a balance transfer rate for 5 months |
19.64% |
5.99% for 5 months |
$24 |
55 |
N/A |
 |
Citibank
BP- Mastercard
|
5% off your petrol and purchases at BP 1% off everything else you buy anywhere |
19.89% |
2.90% for 12 months |
$79 |
55 |
N/A |
 |
American Express
Blue Sky Credit Card from American Express
|
Get 50% off blue sky flights until 2010 |
19.99% |
6.99 life of balance introductory offer |
$0 |
55 |
1 point(s) = $1 dollar |
 |
NAB
Velocity NAB Credit Card (American Express and Visa Card)
|
$50 Credit on a new NAB credit card! |
19.99% |
3.99% p.a. for up to 6 months |
$65 |
44 |
0.75 point(s) = $1 dollar |
 |
American Express
Platinum Credit Card
|
Domestic economy return flight/year |
19.99% |
6.99 life of balance introductory offer |
$395 |
55 |
1.5 point(s) = $1 dollar |
 |
ANZ Bank
ANZ Rewards Visa
|
Earn Reward Points on everyday purchases |
20.74% |
N/A |
$26 |
44 |
0.667 point(s) = $1 dollar |
 |
ANZ Bank
ANZ Frequent Flyer Visa
|
2.9% p.a balance transfer rate for the first 12 months |
20.74% |
N/A |
$40 |
44 |
1 point(s) = $1 dollar |
 |
ANZ Bank
ANZ Rewards Visa Gold
|
Choice of over 500 rewards including cash back and shopping vouchers |
20.74% |
N/A |
$57 |
55 |
0.667 point(s) = $1 dollar |
 |
Commonwealth Bank
Awards Card
|
Reward yourself with one reward point for every dollar you spend |
20.74% |
5.99% for 5 months |
$59 |
55 |
1 point(s) = $1 dollar |
 |
|
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